Conveniently Located at – 57 West Main Street Freehold, NJ 07728

Ira J. Metrick, Esq.

Consumer Advocate & NJ Foreclosure Attorney

732-462-7000

Common Mortgage Violations

Loan modification scam
May 13, 2021

What is the Statute of Limitations for Second Mortgages in NJ?

What is the Statute of Limitations For Collecting on Old Second Mortgages, HELOCs, and Lines of Credit in New Jersey?
FCRA Dispute Lawyer | Dispute Credit Report
July 7, 2020

Will COVID-19 Forbearance Affect My Credit Score?

Will COVID-19 Forbearance Hurt My Credit Report? During the ongoing COVID-19 situation, many New Jersey homeowners are receiving relief on
HARP - Home Affordable Refinance Program
March 26, 2019

Is My NJ Loan Servicing Transfer Legal?

Understanding Loan Servicing Transfers in NJ Many homeowners making monthly payments on their mortgage are surprised to find that their
Is It Too Late to Save My Home
May 25, 2018

Can Someone Other Than My Lender Foreclose on My Home?

Foreclosing Based Upon An Assignment of Mortgage? Sometimes we receive calls from homeowners who have been mailed a foreclosure complaint
Bankruptcy Discharge
July 28, 2017

My Bank Won’t Accept My Mortgage Payment. What Can I Do?

Stopping Foreclosure Through Reinstatement In situations where a borrower is behind on their mortgage payments, they have the option of
Monmouth County Sheriff Sale
June 12, 2017

Why Won’t My Lender Let Me Reinstate My Mortgage Loan?

What is Mortgage Reinstatement? If a borrower is behind on their mortgage loan payments, they may be in a position
Monmouth County Sheriff Sale
March 10, 2017

My New Lender Took My Monthly Payment But Said I am in Default

HELP! MY NEW LENDER TOOK MY MONTHLY PAYMENT BUT SAID I AM IN DEFAULT Although your original lender may be
Foreclosure Help FAQ Frequently Asked Foreclosure Questions
January 17, 2017

Why is My Bank Sending Me Bills for a Discharged Second Mortgage?

My Second Mortgage was Discharged Through Bankruptcy. Why is My Bank Still Contacting Me? A Bankruptcy Discharge is a federal
loan modification denied
November 9, 2016

Dual Tracking (12 C.F.R. §1024.41(c))

Important to Note: If you haven’t been denied for a loan modification by your current Servicer since January 10, 2014

Don’t Face Complex Legal Issues Alone, Schedule a Free Consultation Now

For more than 20 years, the focus of my law firm has been consumer advocacy. Whether it has been fighting foreclosure, helping apply for Mortgage Loan Modifications, assisting with Surplus Funds, or helping resolve complex federal tax lien issues, I’ve helped my clients fight against overwhelming financial difficulties.

No matter what stage you’re at in the sheriff sale, foreclosure, or federal tax lien process, you may still have options. When you retain my firm, our office can help you legally stop calls from your lender and navigate tax lien or foreclosure notices you may have received. Contact us today to schedule a free no-obligation consultation.

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